Terms of Service

Welcome to Limn (“we,” “us,” or “our”). By accessing and using our website, limnins.com, you agree to comply with and be bound by the following Terms of Service (the “Terms”). These Terms govern your use of our website and services. Please read them carefully before using our platform. If you do not agree to any part of these Terms, you should not access or use our services. Limn reserves the right to modify these Terms at any time, and your continued use of the platform signifies your acceptance of any changes.

Scope of services

Limn provides a platform where users can browse and request insurance products, including but not limited to bonds and surety insurance. Our services enable you to request quotes, compare policies, and buy insurance coverage tailored to your needs. The information provided on our platform is for general informational purposes and may not include all available insurance products or pricing options. Limn does not act as an insurer; we partner with third-party insurance providers to offer these products.

User eligibility

To use Limn’s services, you must be at least 18 years of age or the age of majority in your jurisdiction and legally capable of entering into a binding contract. By accessing the website, you represent and warrant that you meet these eligibility requirements. If we discover that you do not meet these requirements, we may restrict your access to our services.

Intellectual property

All content, trademarks, and other intellectual property on the Limn website are the property of Limn or its licensors. You agree not to copy, distribute, modify, or create derivative works from any content on the website without our explicit permission. Unauthorized use of our intellectual property is prohibited and may result in legal action.

Limitation of liability

To the fullest extent permitted by law, Limn shall not be held liable for any direct, indirect, incidental, or consequential damages arising out of your use or inability to use our services. This includes, but is not limited to, loss of data, business interruption, or personal injury, even if we have been advised of the possibility of such damages. Limn provides its services “as is,” and we make no guarantees or warranties regarding the availability, accuracy, or reliability of our platform.

Governing law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States and the State of Michigan, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the courts located in Oakland County, Michigan.

Contact us