Limn has been great!
“Limn has consistently delivered outstanding service! I couldn’t be happier with their support and coverage.”
— Michael G.
Simplifying
Insurance
An independent commercial insurance agency in Birmingham, Michigan. We read your risk, shop it across the AssuredPartners network, and bring back coverage you can actually understand — with the exclusions explained before you sign.
- Independent agency
- Birmingham, MI
- Backed by AssuredPartners
Get Insured,
Get Going
From liability and property to auto and life, we quote your coverage as one program — built around how your business actually operates, and explained in plain language.
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Property Insurance
Thorough protection for your valuable assets and spaces
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Business Insurance
Tailored coverage that aligns with your management style & resources
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Life Insurance
Secure financial protection for your loved ones with reliable life coverage
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Automobile Insurance
Reliable coverage for company vehicles and drivers
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Casualty Insurance
Protection from unexpected liabilities in the workplace
BROWSE COVERAGES
Why owners work with an independent agency
We aren’t tied to a single carrier. That means we can tell you the truth about your options — and stay on your side the day you actually have to use the policy.
Talk to an advisor-
Independent, not captive
We shop your risk across the AssuredPartners network instead of selling one company’s products. You get real options and a straight recommendation.
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Plain-English coverage
We walk through what’s covered and what’s excluded before you sign — in language you can repeat to your bank, your landlord, or your board.
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We handle the claim
When something goes wrong, we manage the claim and keep you updated — so a bad week doesn’t turn into a bad quarter.
Backed by AssuredPartners
A Birmingham agency with national reach.
Through the AssuredPartners network, Limn places coverage with carriers across the country — the breadth of a national broker, handled by people who pick up the phone.
Get a Quote- 40
- States served, across 400 cities and 4 countries
- 250+
- Products and coverage forms we can place
- 1
- Advisor who actually knows your account
Easy to use and super fast!
“The process was straightforward and hassle-free, plus everything was handled with speed. Highly recommend!”
— Laura K.Hands down the best insurance experience.
“I’ve never had an insurance experience this seamless. Their team is the best by far!”
— Kevin M.Quick response and very helpful.
“Their team is always quick to respond, providing solutions efficiently. Truly a pleasure to work with!”
— Lisa S.FAQ
Does Limn cover international sales?
In many cases, yes. Product liability and cargo policies can be extended to cover goods sold or shipped internationally, but the details depend on where you sell and how your contracts are written. Bring us your situation and we’ll tell you plainly what is covered and what is not.
Is product liability insurance mandatory for my business?
Usually it isn’t required by law, but it is often required in practice: retailers, distributors, and commercial contracts frequently demand proof of coverage before they will work with you. If you make, sell, or distribute a physical product, you should price it into your costs from day one.
How does product liability insurance impact my business reputation?
Quietly but meaningfully. Certificates of insurance are how larger partners judge whether you are a serious counterparty, and a well-handled claim keeps a product issue from becoming a public dispute.
Are there exclusions to the coverage?
Every policy has exclusions; the difference is whether you learn about them before or after a claim. When we propose coverage we walk through the exclusions that actually matter for your operations, in plain English, before you sign anything.
