An independent agency,
on your side of the table

Limn is an independent commercial insurance agency in Birmingham, Michigan, backed by the AssuredPartners network. We help business owners read their real exposures, place the right coverage, and stand with them when a claim is filed — without the jargon.

How it works

Working with Limn, start to finish

  1. 1

    Tell us about the business

    One short form or a fifteen-minute call — what you do, roughly how many people, and when your current policy renews.

  2. 2

    We shop your risk

    We take it to carriers across the AssuredPartners network and compare what actually matters: coverage, exclusions, and price.

  3. 3

    You get options in plain English

    A clear recommendation you can act on, usually within two business days. No jargon, no pressure.

What we believe

  • Plain answers

    We explain what a policy covers and where it stops in language you can repeat to your bank, your landlord, or your board — before you sign, not after a claim.

  • Independent advice

    We aren’t owned by a carrier. The coverage we recommend is the coverage we’d buy for our own business.

  • Humans who answer

    A real person knows your account and stays on it through renewals, certificates, and the day you actually file a claim.

  • Right-sized coverage

    Enough to make you whole, without paying for risk you’ll never carry. We’d rather earn the renewal than oversell the first policy.

Why We Stand Out

  • One program, not five policies

    We quote property, business, casualty, auto, and life together, so the lines reinforce each other instead of leaving gaps in between.

  • National market access

    Through the AssuredPartners network we place coverage with carriers across 40 states — the breadth of a national broker with a local point of contact.

  • Built for specific industries

    Tech startups, law and consulting firms, contractors, manufacturers, hospitality, real estate, aviation, and maritime — we know what each one has to show a client or a lender.

Why it matters

Insurance is bought on trust, and most owners only find out whether they bought the right policy on the worst day of the year.

Our job is to make sure that day goes the way you were promised — the coverage is there, the claim gets paid, and you’re not reading the exclusions for the first time when it’s already too late.

Get in touch

We’d love to hear from you. Please fill out this form.

Forms not your thing? Email sales@limnins.com or call 855.841.LIMN.